Financial inclusion has become a major policy objective in developing economies due to its potential to reduce poverty, promote economic growth, and improve social welfare. In Nigeria, a significant proportion of the population has historically remained outside the formal financial system due to factors such as inadequ...
Jude Oghenegueke Larry Omogaite, Zikena Tunduobokumo Coker· Zenodo (CERN European Organi...· 0 citations
Abstract Energy stability is fundamental in the numerical approximation of phase-field models, but it does not by itself guarantee faithful reproduction of local dynamics. Recent ODE-level studies have shown that energy dissipation alone does not ensure dynamical fidelity for spatially homogeneous phase-field models (X...
Pu Li, Dongling Wang· Research Square· 0 citations
Conventional macroscale and microscale experiments have not fully elucidated the thermodynamical behaviors of asphalt binders’ self-healing, particularly under varying thermal conditions and fracture dimensions, limiting understanding of nanoscale molecular processes. This research quantifies density changes and he...
Yuanyuan Li, Ke-Feng Bi, Yangming Gao et al.· Journal of materials in civi...· 0 citations
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Abstract Secure colour image transmission requires encryption schemes in which randomness generation, nonlinear substitution and diffusion are designed as a coherent whole. Conventional coupled map lattice-based methods are often constrained by fixed neighbourhood evolution and limited coupling diversity, while many ch...
Xin Xie, Sheng Yang, Hao Ning et al.· Royal Society Open Science· 0 citations
Findings indicate that topology diffusion provides a robust foundation, while global routing offers complementary gains in reconstructing clinically relevant high-stress patterns.
Zheng-Ye Pan, Jian-Wei Zuo, Jia-Jia Luo· Medical and Biological Engin...· 0 citations
Retrieval-Augmented Generation (RAG) systems navigate a fundamental trade-off between the computational simplicity of flat vector indices and the structural richness of graph representations. Standard dense retrieval collapses document discourse into isolated embeddings, causing semantic fragmentation and context loss....
Alex Martins Almeida Neves· Zenodo (CERN European Organi...· 0 citations
This dataset contains photorealistic, high-resolution AI-generated facial portraits created by the authors to support research in synthetic media forensics, deepfake detection, and generative source attribution. Existing synthetic face benchmarks focus heavily on legacy Generative Adversarial Networks (GANs) or early l...
Generative AI can augment human productivity and cognitive capability. Existing discussions of AI dependence have addressed cognitive offloading, overreliance, skill degradation, delegation of cognitive agency, and the social diffusion of AI use. This paper proposes a complementary pathway: rational AI dependence throu...
kurato· Zenodo (CERN European Organi...· 0 citations
Abstract Background Accurate modelling of allele frequency trajectories requires incorporation of both genetic mechanisms such as selection and mutation, as well as realistic population demography. Accounting for a non-constant demography within a Wright–Fisher diffusion framework induces a time-inhomogenous drift coef...
Jaromir Sant, Paul A. Jenkins, Jere Koskela et al.· BMC Bioinformatics· 0 citations
This work systematically categorizes representative methods across a wide range of downstream tasks, including image classification, dense visual prediction, instance-level perception, and annotation-scarce scenarios, and proposes a three-tier progressive framework that organizes existing works from three perspectives.
Abstract. We propose a reduced axisymmetric tornado model in which the vertical transport of momentum is nonlocal, governed by a fractional derivative whose order is not a free parameter but is fixed by the observed coherent substructure of the vortex through the hierarchical cascade relation α = 2−2/(N+1). Building on...
A new computational approach reveals how cells communicate to assemble into tissues. This could accelerate stem cell engineering, improve disease models, and inform therapies.
Learn how Google DeepMind and GovTech Singapore uses lightweight on-device Gemma models to intercept conversational scams in private chats with zero cloud data egress.
Microsoft Research Blog· microsoft.comOct 12, 2026
StudentSim is a research system for evaluating and improving AI tutoring tools before they are tested with learners. It models how individuals may engage with tutors, giving feedback to improve tutor performance across subjects like chess, writing, and mathematics. The post Simulating student learning for better AI tutoring appeared first on Microsoft Research.