When Money Ages: Monetary-System Relevance Decay and Regenerative Value in the Age of Artificial Intelligence

Abstract

Abstract Money is conventionally understood to depreciate when its purchasing power declines, its exchange value falls, or inflation reduces the quantity of goods and services obtainable from a given monetary unit. This paper proposes an additional and distinct concept: monetary-system relevance decay. Under this hypothesis, a monetary system may remain operational, trusted, legally recognised and locally effective while gradually becoming less adequate to the technological, ecological, infrastructural and social conditions within which economic activity takes place. The argument is developed through a reference-frame analogy inspired by, but explicitly distinguished from, the physical Theory of Relativity. Relativity is not proposed as a causal theory of economics, and no claim is made that monetary value, inflation or institutional change obey Einsteinian mechanics. Rather, its conceptual relevance lies in the distinction between local continuity and system-level description: a system may remain internally coherent to observers situated within it while its relationship with a larger or changing environment is described differently at another scale. This principle is further informed by a phenomenological astrophysical framework distinguishing locally defined proper time from proposed coarse-grained temporal observables across spatially extended gravitational systems. The astrophysical model is not transferred causally into economics; instead, its methodological distinction between local measurement, extended-system behaviour, environmental influence and falsifiability is used as a conceptual scaffold. A monetary architecture developed in an industrial economy characterised by scarcity, mass human labour, centralised infrastructure and comparatively weak ecological accounting may remain functional while becoming progressively less representative when observed from the reference frame of an economy increasingly characterised by artificial intelligence, automation, distributed energy, computational abundance, ecological constraint, water stress and cyber-physical interdependence. In this sense, institutional age is treated not simply as chronological age but as relational age: the widening distance between the assumptions embedded within an institution and the conditions under which that institution must operate. The study employs an interdisciplinary conceptual-synthesis and design-oriented methodology drawing upon prior work on Dromellar (Andromeda Stellar), Solar-AI Regenerative Infrastructure, Regenerative Artificial Intelligence Infrastructure, regenerative mobility, federated digital governance, the Andromeda Stellar Bank, the Constellation Framework, relativistic temporal modelling and the literary framework of Andromeda: A New Stellar (Re-)Genesis – A Poem That Does Not End. The latter is treated as literary and philosophical material rather than empirical evidence, contributing metaphors of temporal misalignment, labour, aging, reciprocity, communal fragmentation and regeneration. From this synthesis, the paper proposes a regenerative monetary architecture in which economic transactions do not merely transfer purchasing power but contribute incrementally to measurable ecological and social regeneration. Dromellar is therefore considered not necessarily as a wholesale replacement for existing currencies, but as a potential regenerative accounting and settlement layer capable of operating interoperably with established monetary systems. Within the proposed model, Dromellar transactions and verified computational activity may generate regenerative micro-allocations toward closed-loop water purification, renewable-energy infrastructure, ecosystem restoration, communal housing, healthcare and education. The proposition “one transaction, one tree” is reformulated as an auditable accumulation mechanism: each qualifying transaction or appropriately measured computational action generates a proportional ecological contribution, while pooled contributions trigger verified physical outcomes. Similarly, the proposed Brick Principle allows ledger activity to generate brick-equivalent contributions toward a Platonic House of Harmony, communal hospital, school, clean-water installation, renewable microgrid or other locally governed social infrastructure. The paper also introduces conceptual measures of monetary-system relevance and external structural pressure, including a Monetary System Relevance Index and a Monetary Environmental Pressure Ratio. These are hypothesis-generating constructs rather than completed econometric measures and are intended to facilitate subsequent empirical testing. The central hypothesis is that the long-term value and relevance of a monetary system may increasingly depend not only upon scarcity, acceptability, purchasing power, price stability and transactional efficiency, but also upon its capacity to maintain reciprocal relationships between economic activity, human flourishing and the physical systems upon which civilisation depends. The framework therefore does not declare contemporary money obsolete. It proposes a falsifiable research programme investigating whether monetary systems can become relatively misaligned with rapidly changing civilisational conditions, and whether regenerative accounting can reduce that misalignment. The author has generated a sample website entitled “Dromellar | Andromeda Stellar Bank” — with the assistance of OpenAI’s ChatGPT–6 — about a potential novel monetary–infrastructure system that would aim to regenerate 95% of used water as restored potable water, be AI–maintained and further connected to the Earth’s foundations of natural resources. The purpose of the theoretical frameworks explained in the platform is to ensure that any novel system as such would undergo automated updates, according to changes in Evolutionary Biology, ongoing changes in both Organic and Anorganic Chemistry, as well as continuous fluctuations in Traditional, Relativity-based and Quantum Physical Sciences. Such platform is available online, at: https://dromellar-stellar-bank.useratlantic.chatgpt.site/