The Influence of Inflation, the Benchmark Interest Rate, and the Exchange Rate on Murabahah Margin Income of Sharia Banks in Indonesia (2019–2024) with Service Digitalization as a Moderating Variable
Murabahah margin income is a key indicator for assessing the performance of Islamic banking, as it is influenced by macroeconomic dynamics and technological transformation. Banks with adaptive digital service innovations tend to exhibit more stable financing performance. This study aims to examine the effect of inflati...