The Impact of Production Loan towards Productivity of Corn Farmers in Sarangani Province

Abstract

This study examined the impact of production loans on the productivity of corn farmers in Sarangani Province, Philippines. It specifically investigated the socio-economic characteristics of farmers, the reasons for availing production loans, the factors influencing corn productivity, the effect of production loans on yield, and the profitability of corn production. A descriptive-correlational design was employed, and data were collected from 315 farmer respondents using structured questionnaires. Frequency and percentage analyses were used to describe socio-economic profiles, while ranking and thematic analysis identified the primary reasons for loan utilization. Factors affecting productivity were analyzed using Ordinary Least Squares (OLS) regression and Generalized Linear Models (GLM), while the impact of production loans was explored using an impact pathway approach. Cost and return analysis determined the economic viability of corn farming.