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Open access 2018

Trust, but Verify: Why the Blockchain Needs the Law

The blockchain could be the most consequential development in information technology since the Internet. Created to support the Bitcoin digital currency, the blockchain is actually something deeper: a novel solution to the age-old human problem of trust. Its potential is extraordinary. Yet, this approach may not promot...

K. Werbach · 0 citations
Open access 2026

Blockchain in Banking

Traditionally, banks have maintained separate databases and exchanged messages to reconcile their records. Blockchain technology offers a different form of recordkeeping: a shared ledger whose approved entries are synchronized across authorized participants and protected by cryptographic controls. It offers banking a n...

Matthew N. O. Sadiku, David Padi, Janet O. Sadiku · 0 citations
#explainable ai Open access Sep 2026

The Trust Paradox in AI–Blockchain Systems: Exploring Transparency, Immutability, and Human Trust

The study argues that trustworthy AI–Blockchain systems require more than technological guarantees: they require understandable explanations, appropriate human oversight, data governance, accountability mechanisms, and context-sensitive transparency.

Akash Kanhai · 0 citations
Book Open access Sep 2026

Blockchain or Not? An Auditable Decision Framework for Organisations

Determining when not to adopt blockchain or distributed ledger technology (DLT) remains difficult, especially in public-sector and social-good initiatives where unjustified experimentation can waste scarce resources, increase compliance burden, and weaken institutional accountability. This paper presents a compact, evi...

Silvio Meneguzzo, Stefano Leto, Noemi Romani et al. · 0 citations

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