The Effect of Third-party Funds and Performing Financing on Profitability of Islamic Banking in Indonesia

The Effect of Inflation, BI Rate, and Exchange Rate on Non-Performing Financing (NPF) in Islamic Banks in Indonesia

       Islamic banking plays an important role in supporting national economic development through its activities of collecting and distributing funds to the public. In carrying out this intermediation function, Islamic banks face various risks, one of which is financing risk reflected in the Non-Performing Financing (...

Technology Investment Intensity and Financial Performance of Islamic Banks in Indonesia

Financial performance in Islamic banks is influenced not only by financing structures but also by banks’ ability to develop technological capabilities that strengthen information management, monitoring, and financing risk management. This study examines the effects of musharakah, mudarabah, murabaha, ijarah, and istisn...

Credit Risk Management on the Performance of Commercial Banks in Nigeria

This article examines the effect of credit risk management on the performance of commercial banks in Nigeria between 2009 and 2023. Using an ex-post facto research design, secondary data were obtained from the Central Bank of Nigeria (CBN) statistical bulletins and banks’ annual reports. The model employed return on as...

The Effect of Financing Risk (NPF) and Operating Expenses (BOPO) on Return on Assets (ROA) in Islamic Commercial Banks

This study examines the relationship between financing risk, operational efficiency, and profitability in Indonesian Islamic Commercial Banks. Monthly aggregate data published by the Financial Services Authority (OJK) from January 2019 to December 2023 were used, resulting in 60 observations. Return on Assets (ROA) was...

Efficiency, Financing Quality, and Capital Ratios of Indonesian Islamic Banks: An Exploratory 2025 Baseline

This study maps the profitability, operational efficiency, and capital resilience of Indonesian Islamic Commercial Banks (Bank Umum Syariah, BUS) for the 2025 financial year, and positions the industry ahead of the Basel III-style liquidity regime introduced through OJK Regulations No. 20 and No. 21 of 2025. A descript...

Dinamis : Journal of Islamic Management and Bussiness