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Author

Zaharuzaman Jamaluddin

2 papers indexed here

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Open access Sep 2026

Financial Literacy and the Financial Performance of SMEs in Oman: Examining the Mediating Role of Financial Behavior

Financial literacy is associated with small and medium-sized enterprise (SME) performance, yet limited evidence explains how distinct financial capabilities relate to financial behavior and firm-level outcomes, particularly in Oman. This study examines the relationships among financial knowledge, financial communicatio...

Humaid Talib Rashid Al Musheifri, Baharudin Kadir, Zaharuzaman Jamaluddin · 0 citations
Open access 2026

Capability-Based Framework on How Organizational Culture Shapes Digitalisation-Driven Operational Performance Improvement

Digitalisation has become increasingly important for firms seeking to improve operational efficiency, responsiveness, and competitiveness. However, the adoption of digital technologies does not necessarily translate into superior operational performance, particularly when firms lack the internal capabilities required t...

Altahiri Mohammed, Zaharuzaman Jamaluddin · 0 citations

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