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Wentao Chen

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Open access Jul 2026

MLAE: Masked LoRA Experts for Parameter-Efficient Fine-Tuning

In response to the challenges posed by the extensive parameter updates required for full fine-tuning of large-scale pre-trained models, parameter-efficient fine-tuning (PEFT) methods, exemplified by Low-Rank Adaptation (LoRA), have emerged. LoRA simplifies the fine-tuning process but may still struggle with a certain level of redundancy in low-rank matrices and limited effectiveness from merely increasing their rank. To address these issues, a natural idea is to enhance the independence and diversity of the learning process for the low-rank matrices. Therefore, we propose Masked LoRA Experts (MLAE), an innovative approach that applies the concept of masking to visual PEFT. Our method incorporates a cellular decomposition strategy that treats rank-1 components as experts defined under the chosen LoRA parameterization, thus enhancing diversity among update components. Additionally, we introduce a binary mask matrix that selectively activates these experts during training to promote more diverse and anisotropic learning, based on expert-level dropout strategies. Our investigations reveal that this selective activation not only enhances performance but also fosters a more diverse acquisition of knowledge with a marked decrease in parameter similarity among MLAE, significantly boosting the quality of the model. Remarkably, MLAE achieves new state-of-the-art (SOTA) performance with an average accuracy score of 78.8% on the VTAB-1k benchmark and 90.9% on the FGVC benchmark, surpassing the previous SOTA result by an average of 0.8% on both benchmarks. Moreover, MLAE shows strong generalization across diverse tasks, including LLM fine-tuning, semantic segmentation, and image/video–text understanding, underscoring its versatility and effectiveness in advancing PEFT.

Junjie Wang, Guangjing Yang, Wentao Chen et al. · 2 citations

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