Author

Victor Medina-Olivares

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Preprint Aug 2026

$\texttt{findr}$: Transparent and Fair Credit Risk Decisions through Semi-Structured Regressions

Findr, short for flexible, interpretable deep regression, is introduced, a semi-structured framework for binary credit risk modelling that decomposes the logit into an interpretable structured component and an orthogonal neural residual.

Victor Medina-Olivares, Stefan Lessmann, Jonathan Crook · 0 citations