Review
Open access
Oct 2026
The digital transformation paradox: how organizational and institutional barriers neutralize leadership investment in systemic banking
The paper extends the TOE framework through TOE–V by showing how value realization conditions digital maturity in regulated environments, repositioning digital transformation as a challenge of institutional design rather than execution.
Aristides Papathomas, Vaggelis Saprikis, Giorgos Avlogiaris
· European Journal of Manageme... · 0 citations