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Sep 2026
This study, titled "Financial Benefits of Cloud Migration in Financial Institutions," explores the economic viability, structural shifts, and operational enhancements of migrating core banking architectures from legacy on-premise servers to cloud infrastructure. Modern banking systems face rising data hosting rates, ph...
Agathamudi Vijay Kumar, V. N. Reddy, B.Vijay
· International Journal of Eng... · 0 citations
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Open access
Sep 2026
Artificial Intelligence (AI) is transforming traditional performance appraisal systems by enabling faster, more accurate, and data-driven employee evaluations. AI-driven performance appraisal systems leverage machine learning, natural language processing, predictive analytics, and automation to assess employee performa...
S. Akshaya, V. N. Reddy, R.Gowthami
· International Journal of Dat... · 0 citations
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Open access
Sep 2026
This study, titled "Machine Learning-Based Credit Scoring Models for Retail Lending at YES Bank," evaluates retail portfolio composition, risk discrimination Gini scores, retail credit volume expansion, and financial feasibility of advanced machine learning (ML) credit scoring engines in private sector banking. Commerc...
Guguloth Balraj, V. N. Reddy, R. Manisha
· American Journal of AI Cyber... · 0 citations
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