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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

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Umarul Faruq

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Open access Oct 2026

The Influence of Convenience, Trust and Risk Perception on UIN Madura Students' Decisions to Use Byond By BSI

The development of digital Islamic banking in Indonesia, including the launch of the BYOND by BSI application, requires users to be prepared to adopt technology-based services. Differences in how users assess convenience, trust, and risk are important reasons to examine the determinants of the decision to use the appli...

Ayuni Qori Mufida, Umarul Faruq · 0 citations

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