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Author

Umar Yahaya

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Open access Aug 2026

Implementation of a Security Risks Model in Mobile Money Transactions Using a PIN Attempt Monitoring Algorithm

Mobile money platforms have revolutionized financial inclusion across developing economies, yet they remain highly vulnerable to sophisticated, automated credential-stuffing and unauthorized access attacks. Traditional static PIN authentication mechanisms often fail to balance robust security with user experience, leav...

Kazeem O. N., Umar Yahaya, Abdul Kareem Jimoh Mayaki et al. · 0 citations

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