Open access
Aug 2026
Machine Learning-Based Loan Approval Prediction with SHAP Interpretability Analysis
This work compared five machine learning classifiers on a loan approval dataset: Random Forest, XGBoost, LightGBM, Logistic Regression, and Support Vector Machine and applied SHAP TreeExplainer to interpret the best-performing model.
Shengze Xu
· Advances in Economics, Manag... · 0 citations