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Shengze Xu

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Open access Aug 2026

Machine Learning-Based Loan Approval Prediction with SHAP Interpretability Analysis

This work compared five machine learning classifiers on a loan approval dataset: Random Forest, XGBoost, LightGBM, Logistic Regression, and Support Vector Machine and applied SHAP TreeExplainer to interpret the best-performing model.

Shengze Xu · 0 citations

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