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Author

Sari Alia Nuragustin

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Review Open access Sep 2026

The Effect of Digital Financial Literacy on Financial Performance: The Moderating Role of Financial Access among MSMEs in Surakarta

Digital technology has changed the way Micro, Small, and Medium Enterprises (MSMEs) manage their finances. However, limited digital financial literacy and financial access remain barriers to improved financial performance. This study examines the effects of digital financial literacy and financial access on financial p...

Sari Alia Nuragustin, M. Sabandi · 0 citations

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