Banking development is generally expected to promote economic development by mobilising savings, allocating credit
and financing productive investment. However, India continues to exhibit substantial interstate differences in both banking
activity and economic performance. This study empirically examines whether strong...
Shweta Yadav, Sachin Awasthi· International Journal of Inn...· 0 citations
Artificial Intelligence (AI) is rapidly transforming India's digital payment ecosystem by improving transaction security, operational efficiency, customer experience, and financial inclusion. The increasing adoption of AI-enabled technologies in digital payment platforms has enhanced fraud detection, risk management,...
Prity Deshbhrtar, Sachin Awasthi· International Journal of Inn...· 0 citations
It is concluded that AI can play a vital role in the future of India's digital payment ecosystem, provided its implementation is supported by effective governance, responsible AI practices, and a strong regulatory framework.
Prity Deshbhrtar, Sachin Awasthi· 0 citations
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