Centralized data operations are often using in Small and medium-sized enterprises (SMEs) for easy data management, but there suffering from few limitations like cloud platform integration with bigdata yet many still face difficulties integrating cloud platforms with big-data capabilities in a scalable and governed manner. To address the problems, this communication presents an Adaptive Cloud -Big-Data Enablement Framework (ACBDEF), which is a realistic mechanism of SME digital data transformation. This framework consists of five main steps, which are technological infrastructure, data governance and compliance, organizational capability development, environmental alignment, and intelligence/value extraction into a common architecture. One of the key elements in this work is the Adaptive Migration Engine (AME) which is used to assess dynamically workloads, the parameters such as data characteristics, regulatory constraints, the cost-performance metrics are used to decide on the optimal deployment in cloud premises, or in hybrid environments. The adaptive decision process is beneficial in assisting SMEs in mitigating technical and organizational issues in enhancing the efficiency, security, and analytical responsiveness. The proposed mechanism brings into line theoretical adoption factors with actionable implementation which provides a structured model for supporting SMEs to achieve sustainable and data-driven cloud transformation.
B. Madhu Uthej, Dudde Lohith, Atluru Sai Charan Reddy et al.· 2026 7th International Confe...· 0 citations
Standard credit-risk scorecards rely on linear ratio thresholds that break down when feature interactions are nonlinear and observations carry temporal dependencies. Qualitative signals embedded in corporate disclosures—tone shifts, forward-looking hedges, and sector-specific terminology—remain largely ignored by numeric-only models, even though such signals often precede ratio deterioration. This paper introduces a tri-modal deep learning framework that jointly trains three complementary branches: a Convolutional Neural Network (CNN) for cross-sectional ratio-pattern detection, a Long Short-Term Memory (LSTM) network for multi-quarter trend modelling, and a Natural Language Processing (NLP) branch for disclosure-text encoding. Prior to deep-model training, LASSO regularisation removes collinear financial indicators and SMOTE oversampling corrects the severe class imbalance characteristic of distress datasets. A feature-concatenation fusion layer integrates all three branch outputs; the resulting vector feeds a sigmoid classifier that produces a calibrated distress probability. Benchmarked against five baselines on four financial datasets, the model reaches 94.8% accuracy and 91.3% minority-class recall, with a 4.1-point F1 advantage over the strongest single-modality competitor.
Paiinti Meenakshi, Muthaluru Bhuvaneshwari, Jalla Ganesh et al.· International Conference Com...· 0 citations
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