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Ryan Adhitya Nugraha

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Open access Oct 2026

Developing an Ambidextrous Technology Architecture for AI-Enabled Lending Transformation at BankCo Using TOGAF 10

This research operationalizes ambidextrous enterprise architecture within the technology architecture domain and provides banking organizations with a structured approach for introducing AI-driven lending capabilities while maintaining governance, regulatory compliance, and operational stability.

Jihan Rizkyta Fitri, R. Mulyana, Ridha Hanafi et al. · 0 citations

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