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Robert Don Sale

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Review Open access Jul 2026

Transformational Leadership in Digital Banking: A Critical Literature Review of Innovation, Governance, and Pathways to Sustainable Financial Inclusion

The study finds that leadership operates as an integrated system rather than discrete traits, with the five dimensions collectively shaping system‐level mechanisms that influence innovation, governance, and inclusion outcomes; balanced leadership configurations improve innovation quality while maintaining governance safeguards, whereas imbalances increase systemic risk and exclusion.

Robert Don Sale, Allan Calderon, Antonette Belago · 0 citations

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