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Prity Deshbhrtar

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Review Open access Aug 2026

Artificial Intelligence (AI)-Based Digital Payment Systems in India:Opportunities, Challenges, and Future Prospects

Artificial Intelligence (AI) is rapidly transforming India's digital payment ecosystem by improving trans­action security, operational efficiency, customer experience, and financial inclusion. The increasing adoption of AI-enabled technologies in digital payment platforms has enhanced fraud detection, risk management,...

Prity Deshbhrtar, Sachin Awasthi · 0 citations
Review

-Based Digital

It is concluded that AI can play a vital role in the future of India's digital payment ecosystem, provided its implementation is supported by effective governance, responsible AI practices, and a strong regulatory framework.

Prity Deshbhrtar, Sachin Awasthi · 0 citations

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