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Pantri Heriyati

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#explainable ai Open access Oct 2026

Digital innovation enablers in sustainable banking and insurance: a systematic review of business model transformation factors

Banking and insurance institutions face increasing pressure to transform their business models through digital technologies while advancing sustainability objectives, yet existing research remains fragmented in explaining how digital innovation is translated into sustainable outcomes. This systematic review applies PRI...

Sonny Supriyadi, Mohammad Hamsal, Asnan Furinto et al. · 0 citations

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