The Ojeagbase Cognitive Governance Method for Sustainable Debt Recovery: A Five-Stage Board Framework for Deposit Money Banks in Nigeria
Abstract Purpose: This methodological paper introduces the Ojeagbase Cognitive Governance Method™, a novel five-stage board framework for governing distressed credit and non-performing loans (NPLs) in deposit money banks (DMBs). Existing bank governance codes emphasize structures and independence but provide limited ac...