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Nurcahya Yulian Ashar

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Open access Jul 2026

Deterministic and Stochastic Modeling of Deposit–Loan Dynamics with Optimal Regulatory Control

Banks must balance deposit stability, loan expansion, and regulatory compliance while operating under liquidity constraints and financial risks. This study presents a mathematical model to examine the dynamics of bank deposits and loans under the influence of liquidity mechanisms and regulatory policies. The model proc...

Moch. Fandi Ansori, F. H. Gümüş, Ratna Herdiana et al. · 0 citations

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