Small and medium-sized enterprises (SMEs) in developing ASEAN nations, particularly Malaysia, face a constant dual challenge: sustaining operational survival and profitability while meeting escalating external demands for Environmental, Social, and Governance (ESG) implementation. Despite these growing pressures, exist...
N. Hassan, N. Azhar, Roseamilda Mansor et al.· Advanced International Journ...· 0 citations
The rapid advancement of digital technologies has transformed the banking industry, positioning online banking as a primary channel for financial service delivery. Despite its widespread adoption in Malaysia, concerns regarding usability, functionality, and security continue to shape users’ banking experiences. This st...
Tanty Husin, Azfahanee Zakaria, Nurdiyana Nazihah Zainal et al.· International journal of res...· 0 citations
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