Author

Muhammad Naufal Hisyam Fajari

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Open access Oct 2026

FINANCIAL PERFORMANCE: GOVERNANCE, RISK, COMPLIANCE AND DIGITAL TRANSFORMATION

The disparity between aggregate banking profitability and individual bank performance, coupled with inconclusive evidence on Governance, Risk, Compliance, and Digital Transformation, necessitates further investigation. The study aims at examining their effects on the financial performance of conventional commercial ban...

M. Muslih, Muhammad Naufal Hisyam Fajari · JRAK · 0 citations