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Author

Muhammad Adeel Manzoor

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Open access Oct 2026

From Financial Inclusion to Financial Well-being: Exploring the Role of Financial Behavior and Financial Security Among Informal Workers in Pakistan

Using Partial Least Squares Structural Equation Modeling (PLS-SEM), this paper explores the impact of financial inclusion on financial well-being through financial behavior and how financial security acts as a moderator in the relationship between financial inclusion and financial behavior. Based on data from 409 worke...

F. Ghaffar, Muhammad Adeel Manzoor, M. Hafeez · 0 citations

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