Madhu Bala Juwantha

Role of SHG-Based Microfinance in Enhancing Household Income and Livelihood Security in Rural Uttarakhand

Rural households in the hill regions of Uttarakhand face multiple livelihood challenges due to small landholdings, rain-fed agriculture, limited employment opportunities, and increasing out-migration. In this context, Self-Help Group (SHG)-based microfinance has emerged as an important mechanism for improving financial...