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M. W. S. W. Silva

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Open access Sep 2026

Behavioral Intention and Usage of Digital Financial Services among Small and Medium Enterprises in Sri Lanka: An Extended Unified Theory of Acceptance and Use of Technology (UTAUT) Approach

Small and medium-sized enterprises (SMEs) contribute to innovation, workforce advancements, and economic growth. SMEs achieve potential growth in their market and operational effectiveness from Digital Financial Services (DFS). This study examines the intention to adopt digital financial services and the usage of these...

M. W. S. W. Silva, P. K. A. Kumara, H. Perera · 0 citations

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