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Author

M. Sabandi

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2 papers indexed here

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Review Open access Sep 2026

The Effect of Digital Financial Literacy on Financial Performance: The Moderating Role of Financial Access among MSMEs in Surakarta

Digital technology has changed the way Micro, Small, and Medium Enterprises (MSMEs) manage their finances. However, limited digital financial literacy and financial access remain barriers to improved financial performance. This study examines the effects of digital financial literacy and financial access on financial p...

Sari Alia Nuragustin, M. Sabandi · 0 citations
Review Open access Aug 2026

Determinants of Sustainable Behavior in Higher Education: Insights from a Systematic Literature Review

This study identifies, classifies, and synthesizes the determinants of sustainable behavior among university students and develops an integrative explanation of how these determinants interact. In this review, sustainable behavior is used as an umbrella analytical term encompassing closely related pro-environmental and...

Dewi Kusuma Wardani, M. Sabandi, Amelia Wanda Dhabitah · 0 citations

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