Author

M. Hafeez

3 papers indexed here

We haven’t gathered this author’s papers yet. Follow them and we’ll fetch their work.

Not the right person? Other researchers publish under this name.

Open access Oct 2026

BUILDING TRUST IN DIGITAL PAYMENTS: THE ROLE OF CYBERSECURITY ASSURANCE IN OVERCOMING CONSUMER SKEPTICISM

The growing use of digital payment technologies has significantly changed the way consumers carry out financial transactions. This shift is particularly evident among Generation Z, who are generally more comfortable with digital technologies and increasingly prefer cashless payment methods. However, despite the rapid e...

Javeria Iqbal, M. Hafeez, Ahras Rashid et al. · Journal of Social Research D... · 0 citations

Open access Oct 2026

From Financial Inclusion to Financial Well-being: Exploring the Role of Financial Behavior and Financial Security Among Informal Workers in Pakistan

Using Partial Least Squares Structural Equation Modeling (PLS-SEM), this paper explores the impact of financial inclusion on financial well-being through financial behavior and how financial security acts as a moderator in the relationship between financial inclusion and financial behavior. Based on data from 409 worke...

F. Ghaffar, Muhammad Adeel Manzoor, M. Hafeez · The social science · 0 citations

Open access Sep 2026

Digital Financial Literacy and Financial Competence: A Women Prospect

This study examined the effect of five dimensions of Digital Financial Literacy; Digital Financial Knowledge, Awareness of Digital Financial Services, Digital Financial Tool Usage, Online Financial Security and Risk Control, and Digital Financial Attitude and Behavior on the financial competence of female bank employee...

Alisha Maqsood, Muhammad Nazam, M. Hafeez et al. · Journal of Agribusiness and... · 0 citations