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M. H. Bakar

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Review Open access 2026

A Systematic Literature Review : Adopting Machine Learning (ML) Models to Measure the Financial Inclusion of Gig Workers in Malaysia

A conceptual framework that integrates machine learning techniques with risk identification, assessment, evaluation, mitigation, and monitoring processes to support more inclusive credit risk management is proposed and offers a foundation for future empirical research and policy development aimed at improving financial...

M. H. Bakar, S. N. Yahaya, Nurul Shahirah Mohd Hishamudin · 0 citations

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