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Lan Thi Tran

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Open access Sep 2026

Income Diversification, Credit Risk, and Bank Stability: Evidence from Vietnamese Commercial Banks

This study examines the effects of income diversification on the stability of Vietnamese commercial banks, with particular attention to the roles of credit risk, profitability, and capital adequacy. Using panel data from 406 bank-year observations covering the period 2010–2024, the study employs the two-step system Gen...

Hai Van Tran, Lan Thi Tran · 0 citations

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