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Author

Kiran Sood

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Review Open access Jul 2026

Explainable Artificial Intelligence in Financial Fraud Detection: A Systematic Review and FinTech-Oriented ADO–TCCM Meta-Framework for Trust, Governance, and Transparency

The study introduces the Stability–Transparency–Reliability (STR) model, which advances TPB, Socio-Technical Systems Theory, and the Dynamic Capabilities View by reframing XAI from a static interpretability output into a recursive governance capability, formalised through the concept of Interpretative Agility, with dir...

Devansh Gupta, Priyanka Chugh, Kiran Sood et al. · 0 citations

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