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Juliet Chepkemoi

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#diffusion models Open access Oct 2026

Digital Transformation in Banking and Financial Performance of Commercial Banks in Uasin Gishu County, Kenya.

Digital banking adoption refers to the integration and use of electronic platforms such as mobile banking, internet banking, agency banking and automated teller machines (ATMs) to deliver financial services. It is increasingly regarded as a critical driver of efficiency, service delivery and financial performance in th...

Juliet Chepkemoi, Erick Ombati Nyatangi · 0 citations

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