Think-like-LSTM: Memory-Augmented Large Language Models via Dynamic Fine-Tuning for Financial Risk Assessment
FraLLM is a novel LLM fine-tuning framework that seamlessly internalizes transaction-oriented knowledge for FRA and introduces the Memory Token Mechanism, which recurrently aggregates historical text prototypes into a compact, continuously updated memory token that allows LLMs to effectively synthesize long-term transaction history while ensuring cost-efficiency.