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Jia-Ning Tan

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Aug 2026

Regulatory sandboxes and SME financial constraints: evidence from China’s FinTech innovation regulatory pilot and implications for development

Persistent financing frictions among small and medium-sized enterprises (SME) remain a structural constraint in emerging and transitional economies. Regulatory sandboxes have emerged as institutional innovations designed to promote financial technology experimentation while managing risk. This study aims to examine...

Jia-Ning Tan, P. Kananurak · 0 citations

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