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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

Author

Isaac Wafula

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Open access Jul 2026

SHAP-Based Explainable Machine Learning for Predicting Loan Default among Women-Owned Microenterprises in Kenya

Background: Access to credit remains a major challenge for women-owned microenterprises in sub-Saharan Africa, yet existing loan default prediction models often lack transparency and interpretability. This study aimed to develop and evaluate a SHAP-based explainable machine learning framework for predicting loan defaul...

Maurice Wanyonyi, J. Gogo, Dennis Muchuki Kinini et al. · 0 citations

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