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I. Wiksuana

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Open access Aug 2026

The Role of the Five Loyalties Philosophy in Creating Business Sustainability for Small and Medium Enterprises in Bali

The number of Small and Medium Enterprises (SMEs) in Bali declined by 18.42% in 2023, threatening business sustainability, partly due to limited managerial capabilities. This study examines the effect of financial capability on SME business sustainability, with financial performance as a mediator and the Panca Satya (F...

I. N. Normal, I. Wiksuana, I. R. Candraningrat et al. · 0 citations

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