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Hesniati Hesniati

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Open access Aug 2026

The Influence of FinTech Continuance Intention, Financial Access, Financial Literacy, and Innovation on Microenterprise Sustainability

Microenterprises play a vital role in economic development in Indonesia, especially in creating jobs and supporting the local economy. The majority of microenterprises, especially in the food sector, still suffer from financial literacy, limited access to finance and financial technology (FinTech), and low innovation l...

Johny Budiman, L. Liana, Hesniati Hesniati · 0 citations

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