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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

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Giorgos Avlogiaris

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Review Open access Oct 2026

The digital transformation paradox: how organizational and institutional barriers neutralize leadership investment in systemic banking

The paper extends the TOE framework through TOE–V by showing how value realization conditions digital maturity in regulated environments, repositioning digital transformation as a challenge of institutional design rather than execution.

Aristides Papathomas, Vaggelis Saprikis, Giorgos Avlogiaris · 0 citations

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