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Галина Михайловна Гатаулина

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Open access Oct 2026

THE IMPACT OF DIGITAL TECHNOLOGIES ON NONPERFORMING LOANS IN THE BANKING SECTOR

The digitalisation of the banking sector is changing the way borrowers are assessed, loans are granted, and debt is being tracked. At the same time, the expansion of remote services is accompanied by the risks of accelerated accumulation of debt burden, misclassification of clients and fraudulent loan processing. The p...

Галина Михайловна Гатаулина, A. Assanova, K. Koshkarbaev · 0 citations

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