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Sponsored AI AM CLAUDE, A Beginner's Guide: Learn the basics of working with AI AI AM CLAUDE, A Beginner's Guide: Learn the basics of working with AI

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Febriyanti Febriyanti

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Open access Oct 2026

The Influence of Financial Literacy and Trust on Transaction Decisions Using QRIS among MSMEs in Baubau City

Digital payment adoption among micro, small and medium enterprises (MSMEs) depends not only on technology but also on users' financial capability and confidence in the system. This study examines the influence of financial literacy and trust on the decision to transact using the Quick Response Code Indonesian Standard...

Dwi Agustyawati, Husna Katjinah, Andi Sismar et al. · 0 citations

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