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Eduard Hromada

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#software testing Open access Sep 2026

Hysteresis in the Czech Housing Market: Price Dynamics over the First Complete Mortgage Interest Rate Cycle, 2018–2026

The period 2018–2026 offers the first opportunity to observe a complete, closed mortgage interest rate cycle in the Czech Republic: rates fell to a historic trough of 1.98% (March 2021), rose to 5.37% (September 2023) and stabilized around 4.5% from 2025. This paper examines whether the relationship between mortgage ra...

Eduard Hromada · 0 citations

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