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Author

Dewi Hanggraeni

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Open access Aug 2026

Excess Liquidity, Moral Hazard, and Credit Risk in Indonesian Commercial Banks

This research investigates how liquidity creation induces moral hazard behavior and affects credit quality in Indonesian commercial banks. This study examines the effect of liquidity creation, liquidity risk, and central bank policies on credit risk in Indonesian commercial banks, proxied by the non-performing loan (NP...

Jeffry Fauzan, Dewi Hanggraeni · 0 citations

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