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Deborah Akuele Apaflo

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Open access Aug 2026

Comparing U.S. and Approaches to AI-Driven Fraud Prevention

The results indicate that the U.S. model of reactive, decentralized approach adopted by the United States and more prescriptive, risk-based regulatory models embraced by global peers such as the European Union and the United Kingdom indicate that the U.S. model can result in fractured oversight structures and breaks in compliance and accountability.

Afari Ntiakoh, Christian Amoakoh, Deborah Akuele Apaflo et al. · 0 citations

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