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Bandana Kaflle

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Open access Oct 2026

Unlocking Financial Well-Being Through Financial Literacy and Capability: A PLS-SEM Analysis of Households in Devchuli Municipality, Nepal

Background: Financial literacy plays an important role in enabling individuals and households to make informed financial decisions, manage income and expenditure, develop effective saving and budgeting practices, and improve financial well-being. However, limited financial knowledge, inadequate financial planning, and...

Bandana Kaflle, Purnima Lawaju · 0 citations

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