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Anthony Njoroge Njenga

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#diffusion models Open access Oct 2026

Financial Technology and Financial Inclusion: Evidence from East African Community Member Countries

This study examined the effect of financial technology on financial inclusion in the eight East African Community member countries. Financial technology was operationalised through penetration rate, usage rate and transaction volume. Anchored on the Diffusion of Innovations Theory, the study adopted a positivist philos...

Anthony Njoroge Njenga, Herick ONDIGO, Johnbosco Mutuku Kisimbii · 0 citations

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