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Alni Rahmawati

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Open access Oct 2026

UNDERSTANDING FINANCIAL MANAGEMENT BEHAVIOR: THE ROLES OF FINANCIAL LITERACY, FINANCIAL ATTITUDE, AND FINANCIAL SELF-EFFICACY

This study examines the direct effects of financial literacy and financial attitude on financial management behavior and their indirect effects through financial self-efficacy among students in the Management Study Program, Universitas Muhammadiyah Yogyakarta. A quantitative explanatory design was employed using questi...

Alni Rahmawati, Maysya Miranda · 0 citations

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