Open access
Jul 2026
Non-Performing Loan Prediction for Credit Application Analysis Using Feature Selection and Ensemble Methods
This study aims to identify relevant factors in predicting NPLs and create an NPL prediction model based on these factors and shows hyperparameter tuning was shown to improve recall, thus improving the model's ability to measure how much positive data was successfully predicted by the model.
David Jefri Aruan, Rusdah Rusdah, Ahmad Pudoli
· IDEALIS : InDonEsiA journaL... · 0 citations