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Abdellah Bakrim

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Conference Open access 2026

Behavioral biases and artificial intelligence in banking decision-making: Toward explainable hybrid systems for SME financing

SME credit files arrive incomplete, and the gaps leave room for anchoring, confirmation bias and loss aversion. We compare human, algorithmic and hybrid credit decisions using a benchmark credit dataset alongside a vignette experiment with credit analysts working in Morocco's Souss-Massa region. The modelling arm pairs...

Hassan Ennaqui, Mohamed El Bourki, Abdellah Bakrim et al. · 0 citations

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